Loan options matched in as little as 24-48 hours
Home Financing Built for Arizona Buyers
AZ Mortgage connects you with a network of independent, licensed Arizona lending partners for purchase, refinance, FHA, VA, jumbo, and first-time buyer loans — matched to your goals, not a one-size-fits-all rate sheet.
No obligation. No hard credit pull to get started.
Loan Programs
Built Around the Home You Want to Buy
From a first home in Mesa to an investment property near Tucson, there's a financing structure suited to your goals, your budget, and your timeline.
Arizona Home Purchase Loans
Financing to buy your next home anywhere in Arizona
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Arizona Refinance Loans
Lower your rate, change your term, or tap your home's equity
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Arizona First-Time Homebuyer Programs
Down payment assistance and low-down-payment options for first-time AZ buyers
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Arizona FHA Loans
Government-backed financing with flexible credit and down payment requirements
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Arizona VA Loans
$0-down financing for eligible veterans, service members, and military families
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Arizona Jumbo Loans
Financing above conforming loan limits for Scottsdale, Paradise Valley & luxury AZ homes
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Arizona Has Real Down Payment Assistance — Here's What It's Called
Arizona runs two established down payment assistance programs: Home Plus (also known as "Arizona Is Home"), a statewide program through the Arizona Department of Housing, and Home in Five Advantage, available to qualifying buyers purchasing within Maricopa County. We'll help you understand whether either applies to your purchase.
How It Works
Three Steps to Your Loan Options
Tell Us Your Goals
Share basic details about your target city, budget, and whether you're buying, refinancing, or exploring first-time buyer options.
Get Matched With Lenders
We connect you with independent, licensed Arizona lending partners suited to your profile — no obligation.
Compare & Close
Compare the options presented, choose the structure that fits, and move toward closing on your Arizona home.
Popular Programs
Financing for Every Kind of Arizona Buyer
24-48 hrs
Typical time to see options
$0
Cost to request options
Statewide
Arizona lender network coverage
No Obligation
To move forward
FAQ
Common Questions
Ready to see your Arizona loan options?
No obligation. No hard credit pull to get started. Answers in minutes.